It should be a given that your Note is for the genuine FULL market value, AND your amortization schedule gets you at least as good a return as it'd cost you (including any service fee).

Had I not given them gifts, they probably would not even recognize my name now.

To answer the original question, its important not to get lost in all the valuation / cash flow criteria for assessing investments and recognize the key factors.

I'm 32 years old, born and raised in Baltimore, MD (just outside of Towson), married nearly seven years to the genuine love of my life, and father to one beautiful little girl (almost 5) and two awesome little dudes (3.5 and 3 weeks).  

It is good for us to recognize that the sub-contracts can be negotiated (especially if we have documentation backing us up).

It is also rented out as a furnished house because that was the other thing I recognized lacking in the market I was in.  

One way to gain belief is to observe what others have been capable of achieving and then recognize that they are not too different from yourself.Have a look at the earnings some RE wholesalers are achieving.

I think the key is to be genuine and sincere.

He knows the market extremely well, has strong connection with quality builders, lenders and is very honest and genuinely cares about fellow investors.

That way i can recognize a deal down the road.Btw, what's the 1% rule you just mentioned?