Find a basic contract you like, and have an experienced investor and a lawyer take a look at it, make changes that match your goals and concerns before you use it.

If your company/organization provides matching funds, that is another advantage as well.  

The loan may carry lockout features and other stuff like that so it can be matched with the right secondary market money, but these loans do exist.  

How has their past performance matched up to their target schedule? 

The first entry matches LENDER LOANS CAPITAL LLC (document L14000108596).

Otherwise, I prefer to get 3 quotes and ask the contractor I feel best about to match the lowest price. 

I think the distinction is whether you're talking about a personal umbrella policy (which IS liability insurance, but covers pretty much any claim made against you personally no matter where it happens) or just extended liability coverage on the rental property (if anything happens at the property, you're covered).

While your at it, cover that brick fireplace to match your final exterior texture (stucco or concrete).IMO it looks like a great So Cal property to rehab with a combo of retro (50-60s) and modern elements, much of which can be done cost effectively.  

Grand distinction is the higher end pittsburg brand and is good as well.

I love searching for deals, matching buyers with properties, recognizing the potential of a property, imagining the possibilities for my future portfolio…and I feel completely blessed to be able to work in a field I love.