The agent came the next day with the buyers and I spent a couple hours going through the house with them.

I mean it does really matter what you call it, but if you are assigning a contract for a fee that is the same thing as wholesaling. and I am happy to speak with you about your deal.

Even if you don't allow it you'll go over one day and a TV will be up there anyway lol.During the initial walk through of the house I tell them if they want a TV on the wall, let me know the size of the TV and where they want it.

LOL I ran a profitable construction business for 3 years so I have project management experience.I have worked in the insurance industry in the past so I'm considering going that route.I want to really focus in Real Estate so I'm also considering getting my license so that way I can work in the same industry I'll be investing in.I also have over 12 years of customer service and banking experience. 

normally from what I've seen on a national entitlement and an institutional level most people avoid deals that don't have public utilities and I'd recommend the same if it isn't too late.

When an applicant is needing a guarantor/co-signer, do you make the guarantor/co-signer fill out the same application as the one who is applying?

Typically you'll need to bring a significant amount of cash in the form of cashiers checks to put the downpayment the same day.

I've been deep-diving this thought process for days haha

Is the lender that could give best 6.5% now, the same as the one that could give 7.5% couple months ago ?

House hacking is a great idea for your first property, so I hope you find the same success so many others have.