Tech that is game changing is tech that helps professionals and deal makers do everything they are already doing more effectively.  

Recent changes have some underwriters forcing PMI, if applied, for the life of the loan, so do everything possible to avoid it.View the payment differences 15 vs 30 yrs here

Changes the whole discussion.I was trying to make a point for others.

Have their been any changes on this front?

This isn't just a hobby that I want to casually do hear and there but something I plan on building a business out of and therefore need to change my thinking.

Namely, paint, scrape ceiling, change faucets and bath mirrors and flooring.

As soon as you can comfortably do it or have it arranged, change the exterior door locks to provide you some safety.  

Pros would be 1) no more issues from tenants changing their own bulbs, 2) selling point, less bulbs to change, efficiency, etc. 

Depending on the lease you used your document may have a transfer of ownership clause or something similar which requires your consent.If you do not have a personal guarantee or some sort of material change or adverse change provision, I am not sure what recourse you may have with the sale of the business operation.

It should make the process a bit smoother since they are using they're own underwriting guidelines which can be changed to fit any situation versus the pretty strict guidelines set by the three agencies I mentioned.Hope this was helpful and good luck!!