This is a very technical legal issue that will depend on state law or more likely court precedents. 

I started a wholesaling group and spend my Saturday mornings with them.I am looking for my next purchase at the court house steps, while I am working on a few more.

no direct experience myself in Illinois,  but a mentor mentioned that evictions in the winter time will get delayed by courts due to weather. it's the same situation on my apartments in Indiana. 

As with local laws, always check a condo's declarations.

How much is it going to cost you to go to court over it?  

Court may take time, but at least it is final.

People have come up with a lot of work-arounds like "leasing for a month and cancelling 3 weeks of it", but if brought up in court well you can imagine how that would look.

We're in a community property state, so in the event of divorce there's a REALLY good chance a court would treat it all as joint assets anyways. 

As an added bonus, we also happen to live in just such a highly profitable market so we have home court advantage to boot.

Payments sent in by a borrower held in suspense or unapplied would have to be applied to the account prior to any approval of amounts due from court ordering the sale.Again, the steps toward remedy here are:  (1) Contact loss mitigation person and inquire about missing or inadequate items sent; (2) Send in those items (3) Await relief responseOnce all items are sent in properly a mortgagee must respond with a plan or denial of relief within 30 days.