It is a Co Op there is no HOA however there is a recurring monthly maintenance fee of $287 per month, the co-op shares which are based on the price of selected lot or home sites current pricing is set at $20,000 per lot, the homes are manufactured or mobile homes new ones start at $100K .......the $28K she is asking for includes both the co op share/lot and home.

Hey @Steve Kehoe, welcome to the site!

Patrick,Food for thought:http://www.newsobserver.com/news/local/article10059008.html - outdated, but still relevant.

Hey @Brandon Bennett, welcome to the site!

Do franchises have better resources (trainings, broader MLS access, experienced colleagues,etc) to translate into more potential commission for me? 

Hind site being 20/20 you made most of the common errors that lead to high losses.

Hey @Sean Berry, welcome to the site!

I'm not going to hand write these, I'm going to buy them off a site, maybe yellowletters.com.I'm looking at melissadata.com and listsource.comI can budget up to $500/mo for this effortI will use a google voice number with a recorded messageI have learned all this from the great podcasts at BP.  

An engineer can design a site-specific plan as long as it meets local codes and will be accepted by the building department.

There are lots of sites that do credit/background checks.