Also, I looked at a 2nd mortgage and HELOCs but my DTI ratio maybe at the maximum.

I also started working at a part-time job recently to start building an income history, get a W-2 form and receive paycheck stubs, which are necessary things to have to get approved for a mortgage. 

I am starting to build out a site to help with an agent's lead collection and online brand.

My W2 is higher than 200k and I own 2 rental properties “ one paid off and one with mortgage and I just found out that I can’t claim all real estate loss if it I exceeds 25k and my cpa suggest me to put one of my properties into LLC so I can claim 100% of my real estate loss. but my question is do I have to switch the deed to llc or I can just open an LLC under my name?

Many thanks for your reply Jonathan, yeah i see lots of STR online, just wanna be sure about regulations.

She could sell the stock and use those losses to offset some (or all) of her gains.Invest in opportunity zones - Likely a qualified opportunity fund - This could defer and potentially reduce the capital gains but there will be hoops to jump through and rules to followHold the note when selling the property - Spread out the capital gains over a predetermined mortgage period. 

The most obvious is that you will be able to offset your mortgage with renting out a few rooms and/or units.

By renting out the additional units, investors can cover their mortgage and expenses while generating passive income.2.

That said, I create LLC's in a couple of minutes online for $100 (did one today, actually!)

As soon as the deal closed, I submitted in my application for the Philadelphia Business Privilege License (which was received online pretty much immediately) and then applied for the Rental License (AKA Housing Inspection license) for my rental property (apparently takes 4-6 weeks).