In Denver, you can only operate a short-term rental (Airbnb, VRBO, etc.) in your primary residence.

In most cases, if you buy with a conventional loan then you do not need to live in the property and are free to rent it out immediately, however , if you qualified for the loan with the subject property being a primary residence on your loan application than you must occupy the property for at least one year. 

@Christy Holt it isn't your primary residence, so the bank factored that into your interest rate.

I have a HELOC loan on my primary residence and I have recently had some family that I'm going to have to leave the state to take care of and it's going to be a substantial amount of time  2 years minimum and I was wondering if I could rent my home out  while I am away taking care of family  not selling my residence  but renting it out for two years while I take care of my family business ?

No debt besides a mortgage for less than 50% of our $300+K primary residence. 

I'm I able to get a FHA loan and make the duplex my primary residents fro a year and then rent it out?

No, that's not how hard money works, that's where the traditional banks play.You are looking for a bridge loan essentially, something that will bridge your project to traditional financing.Bridge Plus from Lima One Capital as a for instanceThe spirit of the BRRRR is two loans:Take your hard money to do your rehab, they will finance a portion of your repairs as well.

This created opportunities for investors.Institutional money prefers lower risk investments which were traditionally A Rated Bonds.

Fantastic Michael.I got started last year - have made a few deals happen and also bought my first primary home earlier this year.Would be happy to chat whenever!

I have found one major bank that will give us a HELOC on a rental and called ~30 other banks/credit unions in Atlanta, Georgia and none of them would offer the HELOC unless it is a primary residence.