Hello, I've written out a lengthier more detailed explanation about my ideas, but I wonder if I can just cut to the chase and get the answer without all the details.

Thank you for your clear explanation and good luck to you!

The pros and cons of all approaches have been hashed out here numerous times and I'm guessing there are even some blog posts on the topic.

More expensive properties eliminate people that don't have access to funding/FHA buyers, so the competition is likely less numerous, though likely more sophisticated in general. 

@Tony GunterAround here there are numerous post-war houses which were built with no eave over the gable end - I suppose saving 12" of material for each gable added up when they were building 100 - 200 houses in a neighbourhood ;-)Depending on how much of an eave you wish to have there are two ways you can achieve it:The "correct" way:  You need to build a ladder which is cantilevered off of the end truss in your gable.

As in, I've read numerous blogs, attended meetings, attempted to dig up back taxed land parcels to flip, etc etc.

4) A bunch of these are major firms with numerous offerings I have seen.

Also,http://www.tbreia.com/default.aspxAnd don't forget to do a Google Search for anything you can think of with a youtube video for the quickest explanation.

You will be required to write a letter of explanation explaining the extenuating circumstances, provide documentation of the event(s) such as hospital bills, layoff notice, severance agreement, etc.

If you lasted this long - thanks for reading my long winded explanation!!!