Especially as long as there are indicators that the bigger banks have the means and desire to absorb smaller institutions when necessary.Whether you agree or disagree with Bush's decision to spend $700B to bail out the banks a couple years ago, it shored up the ability for larger institutions to take away to affect of destabilization when there were a rash of smaller bank failures.Now, if you're concerned about the big banks failing or a major snowball effect, there are steps the FDIC can take -- and probably will pretty soon -- to ensure that the fallout won't trickle down to the taxpayer.I'm certainly not saying we're out of the woods economically, but to say that bank failures are likely to have a major impact on the economy doesn't really make sense to me.Of course, I'm not an economist, so I could be wrong

Neil is very active in the conversation on the BiggerPockets blog and I invited him to jump in and participate more on the site.Why the focus on Townhomes?

And if you don't participate in these sort of activities what's your reasoning?

Is it a privately or institutionally held note?

This has been deemed illegal in some areas without you becomming a participant in the deal.

Hi Thomas, You'll find investors in your area by searching deeds of trust filed, just look for individual names, private trusts, such as the "WIlly He Loanya Trust, dtd 3-15-98" or small entities that you know are not institutional lenders such as Loanya LLC.How to approach any lender is basically the same, you need to address capacity to repay the loan, credit and collateral offered.

Hello all, I'm excited to be a part of this community and look forward to networking, learning and participating here.My background is a 15 year career in traditional advertising sales (TV, radio and print).

Considering the area that I have to assume from what is posted, the only real reason to bring religion into the conversation, especially in limiting the area of concentration, is on that brings up concerns of a cult nature.Those who participate in these practices also discriminate in several areas.

Most federal lending institutions have just ended a agreed upon moratorium on foreclosing owner occupied properties.

I had a bad experience with Jason Gilbert's Commercial Training Institute, anyone else?