My second unit is having a slow start but I am hopeful.

@Jason Mayer no, but I have an agent that has a few Section 8s himself who I refer my clients to for Denver/Colorado Springs.

Some surrounding suburbs still allow it, but the only way to have a new STR approved in Waco city limits is if it's in multifamily or commercial zoning.

When the properties are paid off, you’ll probably have a healthy profit.

Several things to consider: 1) One of the main purposes of segmenting your assets into separate LLC's is so that your personal net worth or equity in other business ventures or properties isn't exposed, so unless you have a high net worth or a lot of equity in a property, it might not be worth bothering going the separate LLC route, especially when it restricts your financing of the property.  2) Most any commercial financing you get from a local bank for a small property is going to have recourse anyhow and require that you sign a personal guarantee, so you're still personally on the hook to the bank even in the case of a commercial loan.  3) If you're a newer investor and buying a deal that's tight on cash flow, or if you don't have a ton of cash sitting in the bank already, your greatest risk factor as an investor is your investment failing economically due to poor financing terms or not operating the investment properly, not because you get sued. 

Do you guys have a physician loan program? 

I just bought a property where my lender gave a mortgage on the purchase with 20% down and a second mortgage on some stuff.

Hi I hope you all are doing wellI am looking to invest around the Lindell Bvld area but looking at the crime map it seems like it's not safe and looking at rentals there are too many rentals available leading to a saturated market.

@Miki JovanovikjWe have several attorneys we use in Florida.

For insurance, I’d recommend working with a local broker to explore the best rates.