Utilizing the power of leverage (lots of attractive financing in the current environment) while still keeping a reserve and identifying some up-front uses of the capital to improve a property are good considerations. 

@Julio Cesar Lopez great to see that you are still working in this Covid environment. 

He talked about how in our current environment it's not easy to just go out and find great deals.

Hope to feel out the current tenants who seem alright so far (fingers-crossed) and slowly make improvements until tenancies end in a pandemic-free environment so I can upgrade the units with a cosmetic overhaul and then bring in the refi appraiser.

I'm looking to take advantage of an internship program at a local university that looks to place students in a "startup environment" as part of their course credit.

Now owners still might sell to someone for little down if they have very,very deep pockets already.If someone has little money, okay credit, and wants zero to little down do not expect a broker or agent to put any time into that in today's environment.

Or is someone who knows the area and investing environment interested in meeting for lunch to talk about your home town?

For those interested, here is the performance over the last few years: http://performance.morningstar.com/fund/performanc...Bank loans are a great investment, especially in an uprate environment but they are not cash. 

Not a real estate book, but the 7 habits that are explained in the book are very powerful in any environment where you will interact with people.

In what I personally believe to be a bit of an inflationary environment, I’m looking to fix what I can for as long as I can and the 30-year amortization is pretty great for cashflow.