That seems about as basic as you can get.Really, a debate is not a good indicator of the ability to govern.

Would this hinder my ability to get into RE myself or should I focus on investing through others?

Check it out... https://youtu.be/2yqnpo4_KxE   Published on Feb 25, 2019Provided by www.cityofpalmdale.orgLand Banking is an excellent option since they have already done the research and buy land in bulk in the path of growth. 

They will keep the place maintained and rented, assuring you of steady income and the ability to meet your investment criteria.

if youve got the ability to create plans do so.

Especially with the added ability to filter the results by timeframe.

Amber,Your whole post is irrelevant because you are saying THE SELLER is telling you what the bank said.If you believe the seller is relaying all correct info from the lender you are headed for a disaster.Get the ATR (authorization to release info form) signed by the seller and give ALL LIEN HOLDERS on title a copy.Now you have the ability to talk to the lender or servicer directly and get 100% of the information you need.

Plus, you'd be surprised how often opportunities arise to represent someone and make some quick cash;- You'll get access to the forms you need;- You'll get access the MLS and some potential deal flow;- You'll have the ability to list short sales (if that's your cup of tea);- You'll be able to network with lots of others in the industry;- You'll learn all the basics of real estate that you're currently confused about.

What she might have learned 30 years ago in college isn't particularly relevant to her skills and abilities today.

The appreciation in my city has been consistent over the past 9+ years at 9-10% growth per year.