They want to minimize their exposer in certain sectors.

If you go to Trinity, UIW, or SACC, I suggest looking in Beacon Hill, Five Points, Government Hill, or maybe even Los Angeles Heights.  

The Chinese government devalued their currency.

I am trying to compete with market price so not to lose passive income or take anything out of my pocket. 2)  does the regulations of tenant- landlord guideline listed in the nyc government site still pertain to me?

Your preliminary title report would tell you whether the property Provides you an ingress/eagress easement which may be reciprocal to: a) the roadway property (b the property in question and c) all the properties adjoining the roadway (and possibly in the development.Once you've gotten to the point of figuring out who owns what and what land is encumbered by an easement to whom then you'll also want to try and find out if there is an operating and maintenance agreement on file with the governmental agency that issues the original parcel/lot approvals.And to answer your question, yes developers create separate roadway parcels and depending on the time either keep ownership with an operating agreement dictating use and maintenance (and perhaps paying property taxes, deed them to a local government (although without a requirement for maintenance (sometimes) or make them part of an hoa.I bought the property, and worked through tracking down ownership, getting lots splits and correcting the easement and creating an operating agreement for maintenance with the neighboring property owners that also benefited.

Because they have different types of jobs they likely have different employment sectors and thus have different vulnerabilities.

I don’t have to worry about the political disputing in the government over budgets or shutdowns, furloughs or elections.

There are a lot more moving parts when dealing with foreign governments, local economies, local demographics and currencies...and then with the IRS back home.  

Government does this by recording concurrent, simultaneous security instruments (DOT's in CA) to both discourage would-be borrowers from tapping the last ounce of perceived equity and if you read the HUD junior lien, it makes specific reference to such a breach.Clever hard money lenders know how to circumnavigate this issue.

What rate of interest can you earn in government bonds, deemed to have the lowest risk, and therefore how much extra would you need to charge to be able to sleep at night knowing you have taken a measured risk?