If you are wanting to buy in Dec/Jan timeframe you should be working with a mortgage broker now to take a look at your credit.  

So I'm getting ready to head to the bank to hopefully set up a line of credit.

I have already been denied from 3 hard money lenders with a credit score of 710.

Keep in mind the vast majority of tenants are irresponsible.I personally would never invest in a SFH as a rental however providing you are prepared to leverage 80% and reinvest the profits this property for the time being is a worth while keeper for you.Tenants will beat the h*ll out of it so decide if it is long term and you don't care or sell in a couple of years before there is too much reno work to be completed prior to selling.

Make sure they look into getting a Mortgage Credit Certificate if they use a VA loan.

As a result, I've built some smaller goals for myself in order to better prepare for what my REI journey will look like. 

@Phillip Lirette can also try credit unions: Riverland Federal, ASI Federal, and Campus Credit (the last two both do significant business with Small Businesses).

Appreciate the feedback and will add some more costs to be prepared for any hiccups :)I did buy the property through the MLS.

I grew up there, so I have some familiarity with certain neighborhoods.I don't have a lot of capital, but I have an extremely excellent financial history with a high credit score and very low DTI.Time to wrap up, don't want this post to get too long.I'm looking forward to interacting with all of you on the site, and here's hoping I can make this work with your help.Thanks,- Ray

Credit is o.k.Many thanks!