I am reaching out because I've been seeing articles about a senior housing crisis or lack of housing for elderly individuals.

To invest in Huntsville, you have to put your best offer out with as few contingencies as you can allow.  

In some cases, it may even generate positive cash flow, allowing you to save or invest the extra income.Build Wealth: Over time, the rental income from the basement apartment can contribute to your overall wealth-building strategy.

Unfortunately, too many investors don't bother to figure that out when they start.If you are going to get into this, See how much Passive Allowed Losses (PAL) they have banked. 

I'd need to know more information to determine myself if I were assisting you (hypothetically, of course, since we aren't allowed to advertise our services through this medium), but from the surface level it does sound like you do qualify for the 121 exclusion.

For a small company or individual owner the best combo is algorithmic pricing + daily (or at least weekly) checking of metrics.

Is there a particular space within Bigger Pockets that I'm allowed to market specific deals or services.

I am aware that Central Jersey, my market, has some aids that will allow me to purchase my first home, like HUD covering 15k of closing costs, but who can know more about these things?

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Since last year of November, Fannie and Freddie has allowed borrowers to put min 5% down for conventional loans and being able to invest multifamily up to 4units.