Considering you are limited on capital it might make sense for you to try out an FHA loan and get some first hand experience as a landlord, including what it's like to manage a property.

If the deal makes sense Jay Hinrichs could probably help you out.

I get the sense that an owner occupied 2-4 unit property might be the strongest real estate investment for me in the Bay Area, if I use an FHA loan and find the right property.

It's not as hard to make it work as a househack but to set you up for success it needs to make sense as a rental later on.

Does that make sense? 

Does it make sense to get a property each year for the depreciation, additional tax shelters?

Does this make sense?

This is the only way to do it that makes any sense as having 100 separate conversations every single day for a property that can only be sold to 1 buyer is not a logistically feasible way to run a high volume business like ours.

That makes a lot of sense.

Decide if a direct sale, land joint venture, partial sale of phases or product type (i.e sell commercial and build apartments) or a development scenario makes the most financial sense.