2022 was brutal for anyone with money in stocks, bonds, or crypto.

Honolulu recently passed a bill that gives some pretty intimidating enforcement teeth to an existing law, which takes effect Aug. 1st. 

Current DSCR rates for 5+ units are going to be higher than 8% (although bond yields have slid the past couple days, so fingers crossed) and will need in-place rents to meet at least a 1.0x DSCR.

The examination, licensing, bonding, insurance, and net worth requirements in Georgia acts to weed out such idiots.  

@Caleb Johnson- Nicholas DeCespedes was referring to a margin loan, which is essentially a loan you can take against stocks or bonds you own to buy more.  

(Great place for a rookie to cut his REI teeth, right?) 

(Kelowna BC) and actually found the process to be quite a bit easier than going through the teeth pulling exercise here in the states.there are a lot of non recourse lenders for foreigners buying in the states.. rates are higher though since its non recourse. 

When these rundown areas don't experience some of that gentrification, you can get entire city blocks that have mostly vacant houses, with some boarded up, and some showing the accompanying "missing teeth" look.

write it off and move on.. from what I understand contractors in TX there Is no license required so nothing to chase there. unlike here in Oregon were they have to be bonded..

I would also advise investing in government bonds because of the high yield returns and very low risk.