When we started out we were doing our own cleaning because we don't trust other cleaners.

It’s the lowest down payment option and if you hate it no worries put a traveling nurse in the unit or rent it long term.

DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

20% down payment will be personal cash that I’ll put into the LLC as a capital contribution.

I paid 2 payments and he is not asking me for the 3rd payment in months now because I have paid already 80%.

David, I like the ideas of, 1. see if a slight reduction in rent will solve the payment problem and 2. leave all communication thru the PM. 

Purchased for 500k, I brought the deal had a friend bring the cash which was roughly 50k for the down payment and rehab.

I already use Zillow for payments and applications.

Keep building these relationships with other like minded individuals, and if something sounds too good to be true, it probably is - run it by people you trust!

You may need some of the capital you have as a down payment for the loan becuase new construction loans tend to have a low total LTV.