Thanks for your reply Raul, all I have is the mortage and a very small student loan balance.

That will likely be your best, or at least first, place to start.I can try to answer questions if you message me, but I am a student and just starting up now...locating my first home.

That would ghost my student loans and I could start all over!

They teach their students enough to be dangerous but not enough to do deals on their own so the student 9/10 times brings the deal back to the "guru" to help close it taking most of your deal you worked your tail off for.

There always seems to be debate about investing early to capitalize on compounding interest vs paying off debt ASAP.I have a significant student loan debt but my wife and I have been able to put ourselves in position to pay it off in a little over a year from now (using about 50-60% of our combined incomes to pay down loans).I don’t have a job that matches in a 401k, but I have a Roth IRA.

hi mike, congrats on the move. it sounds like it was not easy. but hey, thats a good thing. you have proven that you have what it takes to make it in this business. you are willing to stick it out no matter what it takes. you got what it takes. that being said, don't have such a low opinion of home inspectors. i happen to be one. some are, lets say, less that enjoyable. its not uncommon to find two different guys with 2 different opinions just weeks apart. i am sure it was not an " altogether different list". they most likely found many similar things but one guy found more issues and one guy thought an issue was a big deal when the other didn't. thats normal. it sounds like you got a decent deal on the duplex. congrats. hopefully there is equity in the place that you can use in the future to buy more. my advice, go ahead and turn that storage space into an studio apartment. who cares what to call it. lets just call it a money maker.......lol. if you live near  a college or something, you could rent it out to a college student, or make it transitional housing by renting it to someone in a transition period of their life such as someone just moving into town for a new job, or someone who would otherwise rent in an extended stay hotel, or even a vacation rental sort of thing. there are all kinds of possibilities here. good luck to you

@Andres Galeano JR time management is always a work in progress, and adapting techniques to meet your needs.Time Management: I utilize a planner/ daily schedule tactic from Cal Newport's - How to Become A Straight A Student.

No way are they able to save 20 grand for a down payment and most don’t have the credit because of astronImcal student loan debt .

It has been so nice to be the mom who can help out the teacher whenever needed and not have to be chained to a 9-5!!!

Downtown is undergoing revitalization, and the city is starting to attract college students who moved there following jobs.Milwaukee homes had a median list price of between $150,000 and $155,000.