I do not suggest any area over another but report what 1. 

I just sent some direct mail and ordered them from http://marketlikeawholesaler.com/ The only reason I mention it is because others have reported amazing results on podcast #132.

I would probably ask for 2 determination letters - the latest property inspection findings/report and the latest financial determination of the tenant to see what portion of the rent they are responsible for.  

Additionally if you have a windstorm mitigation inspection report or devices you can receive a discount on the premium.  

Not necessarily, if you are questioning the extent of the damage, a simple home inspection should reveal that.

I've spoken with a few local CU who all seem to have the same script: minimum 2-3 yr and closing costs are waived, otherwise if the account is closed then the CC come back to me to be paid; 10 yr draw with remaining 20yr as payback; can do renewals after the 10yr period; no application fees; usual credit report and appraisal of the primary property; LTV up to 85% for one and 70% for all others I looked into.

While we anticipated some repairs in our offer price, the inspection has revealed some more significant issues with the slate roof (expected) and the brick and chimneys (less expected).  

Also it states "Funding is subject to a clear and unencumbered title report and lender’s appraisal of property and condition thereof".

Do I need to report to someone it's a rental now?

Rhett P.First off, "O.N.E." is an O & E which is an Owner's and Encumbrances report, essentially a title search on the current owner for any liens on the property in question.