Have you ever dealt with the head on a boat or an RV?

I actually purchased the property, made it into a rental, and recently sold it, all without them ever being here in Florida.  

from my point of view if your an individual and not partnering with folks who ever is going to sue you is going to name you personally.. this is where you need good insurance to take up your defense as your first line of defense.whether they have the right to sue you is immaterial.. or whether they will prevail is immaterial.. if your operating as a group or partnership and have clean records this can limit your exposure to your ownership.other than that  retirement accounts should be maxed out they basically cant be touched... certain trusts.but just LLC labyrinths like you mention.. those are not going to do it for most or.. you will spend a ton of dough fighting to make the position they can't sue you. when suits happen everyone is named .. that's when you need good insurance to handle your defense.

We also househack a duplex (best decision ever financially) but will most likely buy another property and turn our side into an Airbnb.

I hope this helps and if you ever need help analyzing deals, I've built a financial model that I help investors with all the time.

If you can find a reasonable place to rent, it might pay to postpone buying a home until you get a bit ahead financially.The Total Money Makeover by Dave RamseyI know his views can be seen as extreme, and I am not sure that I would not get into debt ever at all, but I still think focusing on getting out of and staying out of personal debt (that of course, does not cashflow) is a great way to pave your path to wealth.If you have not read these books, I highly recommend you do, and listening to the Money Show here on BP will also give you a wealth of information regarding personal finance and Financial Independence.Best of luck to you!

Also, have you ever had to file a claim before?

There's a lot of young kids out there that could use a story of someone who found their way out of the only lifestyle that they've ever known.

If an offer is ever accepted then contact the Title Company and/or a Home Inspector. 

Has anyone here ever built a duplex to house hack?