I mean, take your logic, and go tell all the employers, landlords and renters in the Bay Area of San Francisco about it and see how quickly you're laughed at.Keynes and Smith would roll over in their graves at the way economics actually plays out in the real world.  

I've been on my own journey of self-employment for a few months.

My employer really wants to keep his custom reports and he also seems excited about the possibility of cutting our software costs.

I use rentecdirect.com, which charges me $29.45 to run a criminal/credit/evictions search and I check references (employment and landlords) myself IF the reports come back looking good.  

Rent is 1600 a month which she would share with another employed state worker.761 credit score!

They have good references from their previous landlords, they strike me like responsible people, all three of them (husband, wife, mother-in-law) are employed and have been with their same employers for a while.

as @Mary B. says, for a conventional loan I need 2 years of Self Employed history, as on a tax return.

I am self employed and I have never had an issue getting mortgages. 

I am going to submit an offer on my first personal flip property, I have done several with my current employer, but this one is my own money. 

I'm right in Fayetteville Arkansas college town and feel there is a lot of growth opportunity as well as steady flow of renters in this area.I'm 26, have a steady job and have been employed consistantly for 10 years.