So is this debate about what the average American homeowner nearing retirement should do or what a savvy investor should do?

Americans are typically not used to this arrangement and in many states dual agency is actually illegal (for good reason because there is an inherent conflict of interest).

College isn't as necessary as society makes it out to be.

I started off with USAA, then hit their rental property limit and moved to American Modern, then they stopped doing commercial policies for rental, so I am with State Farm now. 

You might also buy "American Nomads" and "Erin's Guide to Midterm Rentals."

If you know how to build better mousetraps, build mousetraps, if you know how to trade bonds, trade bonds, or stocks, or oil, or rare earth minerals, but I think for the average American, the best way to get wealthy is to invest in real estate.   

I personally like american title

Reality is NG and propane are the single CLEANEST most eco-friendly energy sources in existence today with any viability of powering society.

SALES simply put is a hard thing to be really good at and if you are your a top earner in our society..

American power companies would never allow that as people can get confused about credits but once you get back direct cash everyone would finance solar and they would be out of business.