The deal attracted multiple offers, and we initially got outbid.

In my firm, we underwrite the Sponsor as a company in addition to their individual offerings.

I would find properties, submit them to their portal and they would tell me what they would offer when the house was completely remodeled.  

In light of this, I have been exploring the possibility of pursuing creative finance options, specifically seller finance deals, as a potential means to achieve my goals.

Or offer it as a premium for paying members?

Utah County has the best new construction options in the state when it comes to real estate investing.I own properties in Utah, Salt Lake, Wasatch, Sanpete, Millard, and Sevier counties.

Attempt to eradicate the HOA (not sure that's an option since we share walls). 

These options can provide simpler and cheaper access to funds, especially if rapid property acquisitions are your main goal.Life insurance is a powerful tool when used for the right reasons—like estate planning or key-person coverage.

Also, if there’s a mortgage, transferring it to an LLC could trigger the due-on-sale clause, requiring lender approval.Better Alternatives to Avoid Reassessment & Save on Taxes:Living Trust (Best Option) – Your aunt and stepfather could quitclaim their interests to your aunt, who then sets up a revocable trust naming your mother and you as beneficiaries.

The planning staff should be able to walk you through any options for zoning changes or variances if there's a way to make short-term rentals work in your case.