I wanted to do something distinctly Brazilian so we imported 15 tons of Portuguese cobblestone to recreate the Copacabana boardwalk pattern on our driveways.

Also, there are some similar distinctions for both the tax and liability context, but focus on your state's independent contractor versus employee guidelines for the liability context for this prompt.

You must make this distinction.

Thankfully, the distinct seasons, the nice summers, and the rest of the factors do indeed make it a great place to live. 

Hello Daniel,There are two distinct FHA programs one for Single Family Homes (homes up to 4 units) and Multifamily (5+ units).

A MO endorsement, so it's not simply by the virtue of being a RE Broker, if they have training (or grandfathered) and have an endorsement....they aren't just RE Brokers, they to are MOs and probably need to make that distinction

The whole above grade below grade distinction is based on a couple of factors.

@Tim C.To draw a distinction- A hard money loan is different than a portfolio loan.  

.- VA - no equity in the primary residence is required to use rental income offset and depending on who the investor is on the note you should not require 2 year land lord experience as well (documented by tax returns or third party verification).The key distinct advantage of VA rental income offset is that its not discounted which means you can use 100% of the monthly gross income to offset your current PITIA (monthly principal/interest/tax/insurance/assessments of your current residence).

When you say "shared drive way" I'm assuming you mean that it's two driveways that happen to butt up next to each other with a distinct property line somewhere.