I am also more on the realist/optimistic side of the spectrum, truly believing all things will workout for the good at the end.

If you knowingly rent to someone who is growing, where does that place you on a liability spectrum?

Financing would look like 20-30% down on either of course but with you immaculate financial picture I would expect you to fall on the lower end of that spectrum.

Depending on where she is on the beginning spectrum, I absolutely LOVE this video by Brandon Turner (not sure if it's a podcast episode), but it's a great start: https://www.youtube.com/watch?

For the lower end of the spectrum, you are at around $1350/mo in rents.

In the grey area of the ethics spectrum maybe..... 

The question is this: is 4.6 on the higher end of the spectrum for my position?

Think of house hacking revenues and privacy on a spectrum and broadly speaking they go in opposite directions.

Before the properties just traded at various cap rates across the spectrum based on credit and other factors.

In the meantime, my takeaways thus far are:Public market values of retail real estate with otherwise strong fundamentals have dropped dramatically which may imply a coming drop in private market pricing and open opportunity for investors to find value.Different sectors of retail, and therefore different categories of tenants, are experiencing the crisis across a broad spectrum.