e.g. if we add a clause to the lease contract stating they will be liable for all charges due to their purposeful destruction or negligence, is this legally binding? 

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

I am not advocating one over the other, it is a personal choice, as much as indicating likely reality  Good luck

Restrictions are only getting tighter and id personally avoid.

The house had way more potential in person than the mls photos showed.I know the market well here. 

LLC, personal, personal guarantee, jointly, etc. 

(And offered to pay to fix it)What concerns me is she did not reach out to the person below or contact anyone .

@Carson McGee Is the person to chat with about STR in Hawaii!

To protect myself I don't want tenants knowing my personal address etc. 

Exterior work involved repairing the roof, painting, replacing rotten wood, and installing new light fixtures.Multiple contractors were engaged for the project, with licensed professionals handling electrical, plumbing, and HVAC upgrades.I have compared the comps in this area on Zillow and it’s in the range of 115k to 130k. all else checks out, except that I do not have boots on the ground to verify in-person.