When you get their bill pay them the same day in Person.  

Unfortunately, the person who left it to me had Alzheimer's and the property insurance lapsed.

I'm interested in talking VT real estate or meetups, feel free to DM me.

We saw an 85% increase in our premium this year and because of this, we are choosing to go with the highest deductible we feel can live, effectively choosing for catastrophic purposes only.

@Jhonathan BituinJohnathan, I've really only spoken to a sales person.

.- These total 10 duplexes should bring in 30K gross rent per month and cash-flow about ~3-4K/month.We don't plan to use any of the cash-flow for personal expenses and after keeping sufficient reserves, we will funnel the cash-flow to pay-off existing properties.

This approach aligns with my personal goal to recycle as much cash as possible.

You area also going to get hit with 2.75 points and a 2 or 3 year prepayment penalty.My suggestion would be to take out a personal loan banks are offering personal loans now with no lien.

He is my neighbor and friend, so at least I know him well as a person.

When you leverage money personally, I think it makes more sense to invest in appreciating markets If the duplexes are too expensive in your market, you could look into investing in the Midwest.