Jessica - Instead of focusing on the checking account I would focus on a bank that you would like to work with for loans, lines of credit, and other long-term borrowing needs.

Just make sure to shop around for good DSCR lenders and crunch the numbers to ensure it makes financial sense long-term.

The first is short-term rental properties.

If long term holds aren't working right now because of high interest rates, maybe look into mid-term or short-term rentals.If mid-term or short-term rentals don't work for a property or market, consider simple fix and flips.If entry prices for simple fix and flips are too high, maybe look for major renovations. 

I haven't done a deep analysis on Cleveland, Montgomery or Buffalo, but I would think they likely qualify at least for the type of long term, cash flow investing we aim to do. 

I am passionate about real estate investing and I am particularly passionate about commercial, small multifamily, single family houses, apartments, notes, condos, mobile home parks, self storage, wholesaling, development, short-term rentals, flipping, rentals, BRRRR, and house hacking.Outside of real estate, I enjoy helping fix the financial goals towards retirement, help people looking for health Insurance, Life Insurance and annuities.

BP Family - I am currently under contract to purchase a long term rental home and will be closing on July 12th.

Housing always increases long-term. 

If that’s the case, I might bring on an investor for a long term ROI deal.

My suggestion would be to take a look at your goals long term and find out what group best aligned with those goals.