Many are using RE to offset their monthly expenses and still working a job while contributing to their IRA and 401k.

Hello BP,I need advice on what is the best way to withdraw 100k from my accounts to complete an investment real estate deal.We file separately and my wife has a lower income and 2 dependants on her filing, so I am thinking to withdrew from her Roth IRA (50k) which was opened in 2016, and her wealthfront brokerage account (50k).another thought is to withdraw from her vanguard and wealthfront brokerage account and keep the Roth growing tax-free - in 2022 she will make around 70k but I am planning on maxing out her two tax-deferral plans lowering her taxable income to 30kHere are the other accounts:His previous employer 403BHis previous employer 457BHis brokerage account (vanguard and wealthfront)His Roth IRA (opened in 2016)His current employer 401k or ESOPHis current employer 401k After-Tax Roth Conv - 10k only and less than one-year-old accountHer brokerage account (vanguard and wealthfront)Her Roth IRA (opened in 2016)Her SEP IRA - only 10kHer previous employer 401k

But they all have self-directed IRAs. 

@Damian HealeySo long as the partner is not using their IRA, and is not someone classified as a disqualified party to your IRA, there is no issue with them acting as property manager and providing other services to the partnership.

I’m looking to roll my Roth IRA over to a SDIRA and Fidelity does not (where I have my Roth).Thanks

My husband inherited an IRA from his mother in October 2019.

It really pays to understand the following factors:• Property insurance rates • Municipal landlord taxes (an IRA or 401k may not be exempt from certain local taxes) • Local landlord/tenant laws – how easy is it to evict a tenant, for example.Local Market Factors In addition, you will want to look at things like neighborhood safety, quality of schools, access to transportation, proximity to shopping and recreation, and other factors that drive desirability.

@Robin CornacchioYou cannot sell or transfer an asset from your IRA to yourself.  

Most states require a lease to identify the owner of a leased property, whether a person, trust, LLC, IRA, etc.Landlord = Lord of the Land = OwnerAgent = someone legally representing the ownerProperty Manager = agent

I am using my IRA to fund this so of course want to be sure of my decision.