I chalked it up to not having an agent list the house, but now I have a buddy doing one with a "top" agent, and I don't think they have even given a single tour.Major employers/economic drivers are a university and an air force base, so lots of people who are here for a few years, but may leave and not want to buy.

So I plan to learn every single way possible whether I decide to employ that strategy or not.

Yes thats - 200-300 pages of financials, letters of reference, pictures of (or interview with) your dog, letters from your employer, bank and current landlord and $500-$2500 in BS fees that you never get back even if they deny you the apartment.  

All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.

I am a software engineer and  seeing that's what I attended college for that's the industry I've been employed in for the past 30 years. 

I personally think the market is overvalued right now, and I'm waiting until employment gains reverse again.

The index uses non-farm payroll employment, the index of industrial production, real personal income excluding transfer payments, and real manufacturing and trade sales - along with some fancy statistical transformations.Let's look at it recession by recession..T-0 is the month of the second consecutive occurrence of the index over 4.0% "D Day"T-1 is the month of the first occurrence.

If it was earned self employment income you would be taxed at 14% not including any income tax that might be due.

Market-based measures of inflation compensation have moved up considerably but still are low; most survey-based measures of longer-term inflation expectations are little changed, on balance, in recent months.Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability.

The issue is after the recession, we've had a group of graduates that are willing to work at lower wages and at the expense of currently employed professionals.