On the subject of LTR, what would you say is a healthy reserve?

There are many ways to skin a cat, so take a few different paths to get there.

If he is also investing, that means he is also putting in skin in the game so that hopefully means you can trust his calls even more. 

Or you need to have cold hard cash, which I have some of, but clearly not enough to have any skin in the game.Because of the market here in Boston, I am starting to look out-of-state (within 1 hour's drive) for more opportunities, but the competition is similar.

I have been very blessed in my career but I want to have a better life, spend more time with my son, have a better financial future and overall better health. I

I'm no tax coach which is why I sought out one in my market with a healthy dose of knowledge and wisdom for the Real Estate investing world. 

There are lots of ways to skin this cat, but keep in mind that overleveraging your investment adds an extreme amount of risk to you and your investment and it also hinders the cash flow as you have more debt to pay each month.

If you've been there more than two years, see if it makes sense to sell and get into an owner occupied duplex or quad if your rental market is healthy.

Purpose searching is a worthy and healthy endeavour. 

She said her goal was one each, and she has 14 grandchildren and counting…she has exceeded her goal and recently had a health scare at one of her commercial units she fainted and they said it was from dehydration but everything is much better now for her enjoying her family time…we all must pace ourselves and take good care of ourselves that is something else a lot of my advisers stress, health is golden.I digress, she said, “Elizabeth, you need to call HUD and ask to speak with their veteran homeless department, they have case workers that help maintain the process.”