Im leaning more towards the FHA play, especially if I can find something near me within my price range. 

Philly is a complex and dynamic market with a really wide range of opportunities.

Theres such a wide range in quality of work these days so just make sure you feel like you are all on the same page.

Hey @Mike McKeown, you'll find a wide range of % of gross for PM. 

That is in the range that I classify in the property specific point on if it is cash flow positive.  

Rates usually range from the high 3s to low 5s depending on the lender and your specific scenario. 

If the foundation was found not to be within level range, that’s completely different and could require expensive repair.

Hard Money Lenders can loan down into the 650 range so they are an  option as they focus more on the property than the individual so if you have the right deal, they will loan the money. 

Hello guys,Recently acquired a 2 family.Tenant should be moving in soon.The process went over budget (more than expected).The result is I am carrying credit card debt.I have a plan to pay it down to zero that will work just fine (the avalanche method).I would like to speed up the process though and pay less interest in the process.My credit score has dipped as a result of the credit card debt (to around 624).So may not be eligible for a 0% balance transfer or personal loan.Ultimately I want to get my credit score back into the excellent range for when I refinance out of the FHA loan.Any hacks or tips that anybody could share would be greatly appreciated.Thank you in advance to anybody who has any advice to offer.No canvasing please.

I see a property here on my county website up for auction well within my price range.