The reason I would like to replace the main stack asap is due to a minor crack that's causing it to leak into the crawl space and I am worried it could get worse and cause issues to the surrounding dry wall and wood. 

@Pete Harper As of last week, I would have told you that you could probably match/beat that rate but on a 30 year fixed rather than the 5/1 ARM for a similar commercial/private product but any loan like this will need to be revisited in the next couple of weeks as non government backed lenders across the country (without exception) will be making modifications to their pricing/guidelines based on the domino effect caused by this stimulus package. 

The cost to build will go up great, causing existing real estate to spike.

It's just causing confusion with tenants. 

The IRS will release a lien if it is causing a hardship as well. 

We know that rent control and excessive government control of housing actually harms low income people, but the politicians who promote it don't care; they want votes and their taxpayer funded jobs to be securedIn this case housing providers are being required to provide a service without compensation. 

L. 96-605, sec. 102(a), 94 Stat. 3522, was ambiguous and caused excessive litigation, in 1984 Congress amended the statute.

If you remove the one recession that was caused by housing then housing increases in value 80% of the time during a recession and decreases slightly 20% of the time. 

I am trying to network with investors and real estate agents but that’s very hard right now with this virus closing everything and causing events to be canceled.

Previous tenants to the purchase of the property had animals which caused expensive damage.