The current loan would have to evaluate your debt to income with the additional debt etc.

Communicate well and perform when you say you will and they will reach back out to you for additional deals.

I love this option, because you can leverage low down payment, get benefits of real estate, learn a lot of valuable RE skills, and can maximize your income with a furnished rental.As a SFH, you could potentially rent out rooms or an additional space out as MTR/STR, but there is potentially less privacy.

The lender pool here is typically not your neighborhood credit union, but could be.  

So are you saying you gave them their loan money back plus additional?

Additionally, the record number of apartment unit deliveries in recent years has led to increased supply, putting downward pressure on prices, occupancy rates, and rent growth.Operational costs have also been on the rise, further complicating the financial outlook for multifamily properties.

Additionally, while it may be tough to hear, age can be a factor in this industry.

Watch out for fine print that requires an additional fee at closing - this is a huge red flag and how most flat fee companies make money.

Would I just have an addendum for the additional 12 months? 

Maybe try a few different description formats across your listing sites and see if a certain type gets you any additional leads?