But spend money using a method that makes sense and that definitely is  not using a list! 

I was simply asking the question to get a good starting point for using a list to begin my marketing.

I bought the home at $267K (2667 sq ft) using a mortgage (75%-2.75% int rate 15yr) and heloc interest only (25%-3% int rate). 

Regarding #4- The rental questionnaire should be a pre-screen after which you should be using a 3rd party for the rental application & background check.

Financed using a first lien HELOC on my primary residence.

Cheers, I really appreciate itShay Hi Shay, I see turn-key properties pop up throughout the city, the description often says turn-key so whether you are using the MLS or searching through another method, using a keyword such as turn key should help.Forrest Faulconer

would using a down payment assistance program to get into our 1st home a wise decision ? 

@Sebastian Hernandez, to answer, I am located in California and am looking for deals in Tennessee as well as North Carolina, Kentucky, etc. and I would be using a conventional loan. 

I see that I could have made more annual income this entire time using a "true" pricing tool over trusting the platform's pricing tool.

If you own the property outright, you could sell it to her using a promissory note and seller financing.