Courtney,The following is general info.  

Save your paycheck and do it again.

I have about 10k-15k saved up and would love to get into wholesaling on market/mls properties (I know that approach is atypical but I think a cash offer with the right terms can go a long way even though the market here is becoming more saturated).True!

I know Jim Wise thought on FHA buyers and thinks they should save more money..

I likely can offer some guidance on how to navigate this with a little more info.

But, the new units will be grandfathered in, if they were put into place prior to 2025.So, you've been given outdated info. 

I felt this would be great info to share for those that are thinking about renting to govt tenants.

I can save money very fast considering i live a very frugal life and work a lot. considering how expensive AK is i will definitely have to divert and explore the lower 48 market at some point in which i have a few in mind already. it seems you specialize in MTR do you have any tips for me?

Option 1 - buy a house and pay ~3+k per month (including taxes, insurance, cap ex)Option 2 - rent in good downtown area for $1,300 per monthI'd pick option 2 and save $20k guaranteed per year (versus principal paydown, nonguaranteed appreciation, and negative cash flow).

I'd honestly work on increase your income and saving more, try to get to 40K then go the hard money route.