It has nothing to do with the presence of sober houses, which the dumb *** reporter try to tie in somehow.

It does not report on your personal credit file, however, usually you still will need a sufficient credit score above 650.

Each step you take reveals a new horizon.

I know my lender wanted me to report it when I purchased my multis using the VA, but I was prequalified for $X amount without the rental income.

On the other side, the seller, the bank might fix the issue if you request them to just fix it, and not ask for credit, as if they receive an inspection report showing mold, they have to disclose to all buyers if the property goes back on the market.In the same time, if it's not that much mold and the bank denies your request, you should be able to fix the problem very easily and should not be very costly.Good luck!

and I don't like either of the two I have seen; double closing (with the high costs) or HUD-1s that don't reveal the purchase price to the seller.

Each step you take reveals a new horizon.

I have had rust in my vents every year and reported it to management as well as cracks in our walls that that haven't fixed.

I've never heard of an appraiser reporting code violations but it could happen.  

She said hopefully you are reporting rental income on your taxes and also that it is important to make sure that you are not reporting a loss on either property.