In addition to this using a FHA /VA as my primary residence is sort of out of the question since i just bought a SFH using VA and am currently living in it, and to be honest I don't really want to move.

I do plan on using a general property management contract.

We’re using a home owner conventional loan since we’d be living in one side so we can put down as low as 15%.

My HELOC is 130K and 4% interest-only payments for the first 15 years. What would you consider to be the max purchase price for me. If you consider a 20% down payment and reserves for vacancies and maintenance? And Wh...

When banks do underwriting, they are almost always using a 35%+ ratio for expenses, so I would reset your numbers and start with a 35% ratio to get the true NOI, or figure each one of the items mentioned above and get somewhere close with either scenario to determine your offer number 

I am doing one right now on a class A rental home but am using a commercial loan through a small/ local bank. 

@Dewayne HopewellYou can House Hack using a loan 3.5% down FHA and BRRRR up to a Quad plus you’ll learn how to be a landlord in a Hands-on manner.

Maybe ONE call after sending a couple letters, yourself, not using a virtual assistant! 

I’ve got a modest portfolio that I’m comfortable with and did it using a modified BRRRR strategy (I’m north of you and buying with cash or hml makes less sense here in my opinion).

But spend money using a method that makes sense and that definitely is  not using a list!