Honestly, given the strict eviction moratorium going on, you should let her go and advertise & show the unit.

Again this is another example of what lender you should be using to avoid strict guidelines. 

Your property manager can help decrease these cost by finding quality tenants and doing routine inspections.Feel free to reach out for any resources. 

If this was strictly an investment property I wouldn’t mind buying in Killeen but since it’s an FHA We would have to live there the full year.

There are strict timelines on how long you have to ask for these things.

You are dealing with other investors as the seller and buyer, and typically these investors are not wanting a contract contingent on a bunch of strict criteria that come along with the government loans.

I think the exodus is coming from both the ability for more people to work remotely, combined with how strict covid protocols have been while still having most hospitals at full capacity, rising homelessness in the west-coast cities, forest fires, and the ever-increasing cost of living.

Would you say they are pretty strict on these qualifications, specifically, more-so the debt-to-income ratio?

A routine will be your best friend!

I've seen lenders get more strict on that recently with the pandemic going on.