☕General Question; If such a sophisticated and helpful contract exists, made specifically for the Chicago community of Realtors, Home/property owners and their tenants, why is it not publicly available?

So I'm analyzing a deal in Philly currently and I'm being told by the owner that it's a triplex but I'm only seeing two listed units on Zillow (I can't check the actual MLS since I'm not licensed).

I don't see that it would add appreciable value for the appraisal or for rent, AND when you go to re-sell you would probably want to tear all that work out and put it back how it is now as your typical buyer is probably an owner-occupant and would prefer it as it is now.

I am starting to research now to get into this and am currently looking at new construction of a 2-fam that's owner occupied but haven't the slightest idea how to go about financing because most lenders I know only are doing SF new const.

Start using the BP Calculators to run numbers and learn what price you have to buy a property at to cashflow.Then figure out how to find property owners willing to sell at YOUR price, not theirs:)

Hi,I have a non-owner occupied two flat in Chicago that I would like to refinance.

(even though buying something else would also put me at the same rate)My understanding is that an owner occupier would pay more for the property than an investor, but i  have leases that end in September, which is not the best time to sell. 

@Kimberly Arington Couple of suggestions...1) Find underperforming STRs and reach out to the owners.  

When I tole the man who called us that I needed more time to think about it, the caller said he could give me "references", but the they were internal people, like one of the owners and the "manager" of the project! 

Thanks in advance. you think its high, but wait until you have to send escrow statements annually, tax forms, and oh by the way if its owner occupied and you are not sending CFPB monthly compliant statements to the borrower they can contest the loan and be forgiven any default interest.