Curious to hear your comments-is this a scam or legit? 

I received a scam call from Loan Depot offering really good opportunity to Refi my Condo and it looked so straightforward and smooth process all different than the service I received from my broker lender to get the loan for the property purchasing...It looks like Loan Depot they do the refi in less time and they require less paperwork and the guy promised that they will match any APR rate I could find anywhere else.

Not a scam, real company.

It is most likely a scam.

. - HOWEVER watch out for scams such as the nigerian check scam or people trying to pay you rent without even seeing the place. 

This has "scam" written all over it.You asked for questions that you should ask them. 

I was planning to buy a second hand one but most of the sellers don’t look good and I actually got scammed once.

basically my problems with the course were 1) by far my main and only real issue of why i'm here - promises of course material not backed. 2) course material lacking in substance for price more of what you'd find in a...

You cannot deny the family because of the lead paint either, that's considered discrimination (you're refusing them because they have a kid) and is against the anti-discrimination laws of the state.

as there are very few if any actual national HML  IE they lend in all 50 states.. but here are a few that lend in a lot of states.LendinghomeLima one LendingoneVisioAnchorCivic AlohaRenovo@Ian Walsh  Lends in the Nor east  PA NJ  markets and is a legit company.Just be careful of the rampant abuse of fake advance fee scams out there..