We frequently do this when we acquire a property where rents are substantially below market (>=10%).  

Linoloeum has been around far longer than vinyl and when vinyl appeared on the scene in the 50s/60s, folks continued to refer to the roll/sheet flooring as linoleum.Linoleum is frequently used in commercial settings such as hospitals, care homes, daycares, schools as it wears well (colour is all the way through) and is naturally antibacterial - we recently bought a house built in the 1930s which still had the original linoleum underneath vinyl loose-lay fibre floor in one of the kitchens ... the linoleum was in better shape than the vinyl.These days linoleum is a little more expensive than vinyl, but comes in lots of fun, funky colours and patterns {Google Forbo Marmoleum to get an idea}.  

While I'm not a fan of government supervision, I get why the feds initiated the qualified investor status.

Thanks @Brandon TurnerI'm already a huge fan of the fabulous, magnificent, prodigious, (insert any other awesome synonym here) podcasts lol.

@Victor NoriegaI frequently run into this very scenario.

@Alex MacKenzieIf you're coming from Royal Oak I'm guessing your used to very nice neighborhoods.I'm a big fan of owning rentals in the Dearborn/Dearborn Heights market.

If you have frequent claims an underwriter will look to mitigate any further claims.  

(This may sound like a weird question, but it is one that new lenders ask quite frequently.

I am HUGE fan of the podcast you did with the Brandon & Josh.

As for other investor groups, I'm a big fan of COREE, which meets on the first Tuesday evening of every month.