I haven't gone to any meetings yet because things are still strict here in Hawaii with COVID going on.

• Total universe: 348,044 real estate properties• Zoning types: 34• Zip codes: 49• 41% of total properties: Investor owned• 70% of all properties: Single-Family homes• 30% of single-family homes: Investor owned

Tiny homes do not meet code and zoning regulations in about 99% of the country.

Ask your realtor and they can assist in getting the documentation.In addition, if you wanted to know a more precise number for simply running numbers, you can reach out to the utility company and they can give an average per zip code or even sometimes provide average utility costs for a specific property.

🤣)If you're lucky enough to put 50% down you can actually probably expect a reasonable cash flow, which is honestly a great place to be.I have not done a comprehensive market survey, neighborhood by neighborhood and zip code by zip code, to tell you (or anyone :) where the "best" area to invest is in terms of cash flow, rate of return, etc.However what I can say is that other investors have told me, and I have seen it myself over the years, that some of the "best" returns can be had in the most difficult areas.

Is your goal strictly cash flow?

Validate your findings with Craigslist and by calling some apartment buildings in the area.At the same time you need to know what the median household income is per the city and the sub markets/zip codes within it.

Bad savings decisions aside, lots of people are being shut out of home buying for strictly financial reasons, and it's a travesty. :( I worry about what kind of life my grandkids will have.

If a mortgage lender pulls your credit, any other inquiries that are coded the same way do not affect your credit score for 30 days.If you are potentially buying more than one 2-4 unit property (house hacking), there is a strategy to the order in which to use your VA benefit, FHA, and Conventional financing. 

The violation you are describing is essentially a code violation.