I've got a contact at Homes who picks up the phone and seems on top of things. 

if so - get this lined  up .   

They may end up in a different state,  at a different address than that which you have on file, different phone number or don't answer. 

normally there would be a balloon payment set up for some time period.  

By representing yourself, you throw all that experience out the window and open yourself up to mistakes.

Perhaps you could stick your job out a little while longer like I did and start building up a portfolio of rentals to provide you with enough income to be able to give you some cushion income to quit your current W-2 and make the transition to a new job you like better.

You might end up paying for these.

do you mean they want you to pay some of their fee' s up front.. 

As well as Wealth Hacks by yours truly - don't hesitate to DM me for a copy I took the initiative to look up your book that you wrote in 2021 and I totally agree, building wealth is like dieting.

This Tranche will get an 8% preferred return and then up to projected 14% total annual return, the 6% above the first 8 will be split 75/25.