My credit is excellent and my payment history is 100% never missed a payment in my life.

Yes, just make sure prior to close on the property you speak with them and see what their rules/policies are on the matter and be prepared when that time comes for the property.

It should be noted, the triplex has a 200k line of credit on it.

Any suggestions as I prepare questions and talking points for this meeting?

We're aiming for around a 20% downpayment since we're so young and credit takes time to build.We're hoping to do the Cardone approach to investing with multifamily and buying 4-12 units at a time instead of buying single homes.

@Shaun Roark pm me I can send some links for sheets when you need to prepare for the test.

I filed my 2015 tax return and showed my tax preparer I prepaid the pmi.

I've also called agents and said "look we are prepared to offer more, what do you have on the table right now?".....

I live in Southern California Los Angeles area, have a W-2 job in Irvine and no expenses or debts, with an excellent credit score. 

Banks and credit companies repo cars all the time.