A lot of good, hard working morally strong Americans smoke marijuana.

That was what I was afraid of.So the is the moral of the story, if you can't beat them join them?

Maybe like Texas, we should change the books and teach kids another approach to home ownership based on morals not money.

Moral of story: Hang in there and things will work out for the best!

The intention is only to give a temporary boost to my borrowing power while early in my career.Regarding the IRS, I think they will be the last party concerned with potential overpayment.That leaves lenders (from your list) as my only concern.

I run my companies in a ethical and moral fashion (sometimes the two absolutely collide).

(Plus I am willing to allow my moral compass may be skewed toward legality;)).So, thanks Conor Flaherty for the post.

In the very long term this is one business model that will enable my descendants to live freely, morally and ethically in a time of ever increasing governmental corruption and control. 

They are filled with fantastic information and they give me a positive boost and keep me passionate while I continue searching for a property in CT as well. 

I was assuming if these developers are willing to risk millions of dollars on a project then surely it will improve Schenectady and be a huge boost for the city in the way of higher property values and lower taxes.