By locking in our funding, we can eliminate one source of potential distress and we can also 'fix' one of our major expenses by locking in the financing rate Increase your cash position – there will be opportunities to buy distressed assets from people who were not prepared, but you will need cash Reduce Leverage – leverage can be used to provide higher cash on cash returns however along with leverage comes greater sensitivity to any loss of income.

It’s not easy doing both but if it was, everybody could do it.Build your team, get one deal under your belt, learn from that, make edits and corrections to reduce the mistakes and timelines, then go do more.

Recently applied for a loan and was denied based on credit score.I have never had a credit card and the only thing affecting my credit score are some old medical bills.Any ways I can build my credit in a short period of time without getting a credit card?

(note: this would reduce cash flow).I very much want to start BRRRRing.

If you increase the NOI by either increasing rents or reducing expenses, you increase the buildings value, and you can literally take that to the bank (and get a nice tax-free refi).

Increased rent and reduced expenses as a result.

As far as having 20% in the home, that typically will not reduce your monthly payment (at this point). 

And if it is true and I follow this advice to reduce a property tax, I would think that I would lose Federal tax benefits related to investment properties.

Wouldn't the higher the NOI reduce the overall risk?

I think you can reduce your costs by buying second hand appliances.