Easier to shoot for in active investing (e.g. flipping) though that comes with risk and is more intensive. 

I don't know what your market's like but, in general, 40 days on the market isn't that long.Again, not knowing exactly what's going on in your market, I would bet that there are plenty of lenders out there that will finance with less than a 49% owner occupant ratio.

Questions:1) I presume that I cannot retro-actively put the house I’ve already purchased into a SDIRA.

Here’s the stats - -$500 to activate line (credited back if deal closes in 90 days) 
- 3.5 % origination fees 
- Close to 10% rate 
- Each project is reviewed/underwritten by FoA, which could take up to 30 days 
- Up to 90% acquisition & rehab, I believe 
- Standard draw rules on rehab side - Line is up to 5x of assets, equity in home, 401k, etc- Line has to reset to zero once per year

I am a local active investor, would love to help you anyway that I can!

Your best bet is probably small time landlords as they’ll likely be more flexible.

I would definitely say I like to take calculated risks and that would be my best bet to take a calculated risk.

That, in addition to NJ sports betting and you may be on to something in south NJ.

Now, I will disclaim, I have yet to close my first deal, but we're actively in the market...I'm lining up lenders, etc.

., if this damage is caused by leaving windows open, allowing stoppage and/or overflow or water and/or sewage pipes, broken windows or doors, torn screens, broken door and window locks, etc. or any damage caused while Tenant has occupancy.22.NOTIFICATION OF SERIOUS BUILDING PROBLEMS:Tenant agrees to notify Landlord immediately if roof leaks, water spots appear on ceiling, or at the first sign of termite activity.